Kenya savings & loan market — Wednesday, July 22, 2026
Top Money Market Fund yield is 9.39% net (Cytonn Money Market Fund), beating the best bank savings rate of 12.68% at Credit Bank by -3.29 points. Cheapest new bank loan sits at 10.36% (Citibank N.A. Kenya).
Top MMF
9.39%
Cytonn
Top bank savings
12.68%
Credit Bank
Cheapest loan
10.36%
Citibank N.A. Kenya
Most expensive loan
20.00%
Commercial International Bank Kenya
For savers
Move idle cash into Cytonn Money Market Fund (9.39% net) rather than leaving it in a bank savings account.
For borrowers
Shop at Citibank N.A. Kenya (10.36%) before signing with any bank quoting above the 15.99% industry average.